Credit Cards:
Financial Tool, Not a Debt Trap!
- If you use it correctly, credit cards can be a great financial tool.
- Enjoy rewards like free flights, cashback on groceries, and interest-free periods.
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Travel Frequently?
Look for air miles, lounge access & low forex markup cards.
All Credit Cards
AU Bank LIT Credit Card
Au Small Finance Bank
Benefits & Features
1% fuel surcharge waiver on INR 400-5000 spending
Up to 10X rewards on online and offline spending
Annual FeeNil
Airtel Axis Bank Credit Card
Axis Bank
Benefits & Features
10% cashback on Zomato and Swiggy
10% cashback on utility bill payments
Annual Fee₹500
Axis Neo Credit Card
Axis Bank
Benefits & Features
Up to 15% off on dining via EazyDiner
Rs. 120 off on Zomato
Annual Fee₹0
BPCL SBI Card Octane
Sbi Bank
Benefits & Features
Up to 7.25% value-back on fuel spends at BPCL
10X reward points on groceries, departmental stores, movie tickets, and dining
Annual FeeRs. 1,499 + Taxes
IndianOil RBL Bank XTRA Credit Card
Rbl Bank
Benefits & Features
Up to 8.5% savings on fuel spends
15 Fuel Points on spends made at IndianOil fuel stations
Annual FeeRs. 1,500 + Taxes
Axis Bank Horizon Credit Card
Axis Bank
Benefits & Features
5 EDGE Miles per Rs. 100 spent on travel
Up to 32 airport lounge visits per year
Annual FeeRs. 3,000 + Taxes
Axis Atlas Credit Card
Axis Bank
Benefits & Features
Up to 10% value-back on travel spends
Complimentary lounge access worldwide
Annual FeeRs. 5,000 + Taxes
SBI Card PRIME
Sbi Bank
Benefits & Features
5X rewards on dining, movies & grocery
Up to Rs. 11,000 gift vouchers in a year
Annual Fee₹2,999 + Taxes
HDFC Regalia Gold Credit Card
Hdfc Bank
Benefits & Features
5X reward points on spends at Nykaa, Myntra, Marks & Spencer, and Reliance Digital
Up to 10X reward points on SmartBuy spends
Annual FeeRs. 2,500 + Taxes
HDFC Millennia Credit Card
Hdfc Bank
Benefits & Features
5% cashback on popular everyday brands
1,000 bonus points on card activation
Annual Fee₹1,000 + Taxes
YES BANK PaisaSave Credit Card (FREE for Limited Time)
Yes Bank
Benefits & Features
6% cashback on travel spends
6% cashback on dining spends
Annual Fee₹0