Best Retirement Investments in India (2026)

Retirement10 available

Explore our complete collection of retirement

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Joint Life Annuity

LIC

Benefits & Features

ReturnsGuaranteed pension payout (rate fixed at purchase; quote-based)

RiskLow

Min. Investment—

Apply

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Life Annuity with Return of Purchase Price

LIC

Benefits & Features

ReturnsGuaranteed pension payout (rate fixed at purchase; quote-based)

RiskLow

Min. Investment—

Apply

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Life Annuity

LIC

Benefits & Features

ReturnsGuaranteed pension payout (rate fixed at purchase; quote-based)

RiskLow

Min. Investment—

Apply

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Deferred Annuity Plan

LIC

Benefits & Features

ReturnsGuaranteed pension payout (rate fixed at purchase; quote-based)

RiskLow

Min. Investment—

Apply

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Immediate Annuity Plan

LIC

Benefits & Features

ReturnsGuaranteed pension payout (rate fixed at purchase; quote-based)

RiskLow

Min. Investment—

Apply

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Kotak Mahindra Pension Fund — NPS (Tier I)

Kotak Mahindra Pension Fund

Benefits & Features

ReturnsMarket-linked; varies by asset allocation and fund manager

RiskHigh

Min. Investment₹1,000/year (Tier I); min ₹500 per contribution

Apply

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UTI Retirement Solutions — NPS (Tier I)

UTI Retirement Solutions

Benefits & Features

ReturnsMarket-linked; varies by asset allocation and fund manager

RiskHigh

Min. Investment₹1,000/year (Tier I); min ₹500 per contribution

Apply

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ICICI Prudential Pension Funds — NPS (Tier I)

ICICI Prudential Pension Funds

Benefits & Features

ReturnsMarket-linked; varies by asset allocation and fund manager

RiskHigh

Min. Investment₹1,000/year (Tier I); min ₹500 per contribution

Apply

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HDFC Pension Management — NPS (Tier I)

HDFC Pension Management

Benefits & Features

ReturnsMarket-linked; varies by asset allocation and fund manager

RiskHigh

Min. Investment₹1,000/year (Tier I); min ₹500 per contribution

Apply

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SBI Pension Funds — NPS (Tier I)

SBI Pension Funds

Benefits & Features

ReturnsMarket-linked; varies by asset allocation and fund manager

RiskHigh

Min. Investment₹1,000/year (Tier I); min ₹500 per contribution

Apply